Up till now, we've been able to assemble a great team that is still growing everyday. We have an inspiring operational and legal team who has been going the extra mile to make every step we take solid. We deliberately choose to work with fiat, which requires long and exhaustive legal procedures, to automate such the process for the end users. We have a dedicated investor relations and marketing team who have been able to secure many great partnerships, and growing our community as we speak. We have an experienced development team who have been contributing to Cardano and the wider Haskell ecosystem for many years. And also a world-class advisor team who helps us push hard on all fronts. Sharing the same critical mission to bring efficient financial instruments to the mass (97%+!), we've been working very hard to put the project on track. Unlike other projects, we spend weeks working on the design and White Paper that is close to 60 page long. Yet we're still making improvements everyday, like after working with the Cardano Foundation last week, to push 2 ISPO stake pools to 6, or to bring the LTV from 50% to 67-90%, etc. Also having top Quants working on the economics and tokenomics models, going to publish a detailed Yellow Paper for them as well. We choose Cardano because we believe in their research-first and product-driven approach. Been going that extra mile to ensure quality, not ICOing quick then wish for the best. We're also launching the ISPO, where you can stake ADA with us to get MELD airdrop. This is extremely secure and fair, nothing ever leaves your wallet! So delegate with us now to get MELD! On the development side, we've had our protocol design now with components being built and tested very carefully. We've actually been able to build a proof-of-concept for our lending protocol months ago, being leaders on the whole Cardano ecosystem. But attractive demos are purely not enough. We've been focusing on the hardcore design, implementation and verification of the smart contracts, that we want to make sure lead. Leaders, not followers. We've been in talks with a world-class security researcher (also top Ethereum auditor) for a while now and just today, we're agreeing to work together on the first analysis and auditing tools for smart contracts. We're going to fund the project, but release for free and open-source purposes and soon as possible. We always play nice with the ecosystem, especially for DeFi, where we need many successful lego components to benefit the end users. We have also been talking to IOHK directly and contributing to Plutus directly. With this new world-class security gig, we're going to push the whole ecosystem forward. There are also great progress with the MELDApp. We're going to launch later this year and it will be a crazy ride. We've been able to have a lot down, but it's still nothing compared to our potential and commitment. So hang tight, we'll get there together, thanks!